Social Security Card
Anything with the number on it.
As of December 2005, states can no longer display your SSN on newly issued driver’s licenses, state ID cards and motor-vehicle registrations. If you still have an older photo ID, request a new card prior to the expiration date.
If it was issued before April, 2015, it has your SSN on it. President Obama signed a law in April 2015 requiring the Centers for Medicare and Medicaid Services to remove SSNs from Medicare cards, but the change is being implemented gradually: CMS will start sending the new cards in April 2018, but it will take until April 2019 before SSNs are removed from all cards.
Password Cheat Sheet
If you have to keep passwords jotted down somewhere, keep them in a locked box in your house.
Keep your spare keys with a trusted relative or friend. If you’re ever locked out, it may take a little bit longer to retrieve your backup key, but that’s a relatively minor inconvenience.
Only carry paper checks when you will absolutely need them. And leave the checkbook at home, bringing only the exact amount of checks you anticipate needing that day.
Carry only your driver’s license or other personal ID while traveling inside the United States. When you’re overseas, photocopy your passport and leave the original in a hotel lockbox.
Multiple Credit Cards
Carry a single card for purchases. Maintain a list, someplace other than your wallet, with all the cancellation numbers for your credit cards. They are typically listed on the back of your cards, but that won’t do you much good when your wallet is nowhere to be found.
Be especially cautious on occasions—such as your mortgage closing—when you may need to present your birth certificate, Social Security card and other important personal documents at once. Take the time to take them home, and don’t leave them in your car.
A Stack of Receipts
Beginning in December 2003, businesses may not print anything containing your credit or debit card’s expiration date or more than the last five digits of your credit card number.
And when you’re finished removing your wallet’s biggest information leaks, take a moment to photocopy everything you’ve left inside, front and back. Stash the copies in a secure location at home or in a safe-deposit box. The last thing you want to be wondering as you’re reporting a stolen wallet is, “What exactly did I have in there?”
Shared with us by:
Pacific Division Vice President
Mortgage Loan Originator